Saudi Equity Funds

Riyad Equity Fund 1
This fund aims to achieve long term capital growth through investment in selected Saudi equity shares. Shares selection is based on fundamental and technical analysis. The fund is managed by local investment experts who aim at outperforming the Fund Benchmark, which is the Tadawul All Share Index.

Riyad Equity Fund 3
This Fund invests primarily in Blue Chip companies with some investments in strong and promising smaller companies shares to maximize returns. The fund manager aims at outperforming the Fund Benchmark.

International Equity Funds

American Stock Fund
This fund invests primarily in a diversified portfolio US companies with large capitalization operating in different sectors of the economy. Stocks are chosen quantitatively and these stocks are expected to produce long term capital growth.

European Growth Fund
This fund invests in a diversified portfolio of Continental Western Europe Equities. The fund manager concentrates his holdings in high quality equities in different sectors of the economy. This Fund considers the effect of the European Union on European countries in terms of economics and political changes to maximize capital growth in the long term.

Japan Stock Fund
This fund invests in a diversified portfolio of Japanese equities that operates in different sectors of the Japanese economy. The fund is actively managed to take advantage of the changes in the investment channels that distinguish the Japanese market. The fund manager objective is to achieve capital growth.

South East Asia Fund
This fund invests in shares of large capitalization companies based in the Pacific Basin, with the exception of Japan. The fund manager tries to move between the volatile markets in the Pacific Basin based on these market's attraction and to benefit from the investment opportunities in these markets.

British Stock Fund
This fund invests in shares listed on the UK exchange. The fund manager creates a diversified portfolio of promising companies to minimize risks and concentrate in certain securities. The fund aims at achieving long-term capital growth with relatively high levels of risk.

International Fund
This fund aims at achieving capital growth by investing in a worldwide portfolio of equities listed on major developed global equity markets. The asset allocation of the portfolio is based on the relative attractiveness of individual markets but will not vary significantly from the Benchmark weights.

Technology Fund
This fund aims at providing investors with long term capital growth with very high levels of risk, principally through investing in equity securities of companies throughout the world that have developed, or will develop, products, processes or services that will provide or benefit significantly from technological advances and improvements.

Telecommunications Fund
This fund aims at providing investors with long term capital growth with very high risks, principally through investment in the equity securities of companies throughout the world, which are involved in the development, manufacturing or sale of telecommunication services or equipment.

Future Equity Fund
This fund aims at providing long term capital growth with very high risks by investing in China, India, Latin America and Eastern Europe & African listed companies.

Global Property Fund
This fund invests in equity instruments of entities working mainly in the real estate industry and that are listed on the major global equity markets to produce long term capital growth with very high levels of risk.

Natural Resources Fund
This fund invests in equity instruments of entities working mainly in natural resources and that are listed on the major global equity markets to produce long term capital growth with very high levels of risk.

Bond Funds

US Dollar Bond Fund
This fund invests in a basket of U.S treasury bonds and bonds issued by international institutions with different maturities. The bonds that the fund invests in have high levels of liquidity and low levels of credit risk. The fund aims at achieving higher returns than medium term deposit returns.

International Bond Fund
This fund invests mainly in high quality government and high credit quality international bonds throughout the world. The fund is flexible and diversified to avoid risks from investing in one market or one currency.

Money Market Funds

Riyad Money Fund (Dollar)
This fund seeks the preservation of capital and aims at realizing a reasonable return which is competitive with deposit returns. The fund invests in money market instruments denominated in U.S. Dollars. These may include deposits, bank certificates of deposit and short-term obligations, such as commercial paper, bankers acceptances and other money market instruments.

Riyad Money Fund (SAR)
This fund seeks the preservation of capital and aims to realize a reasonable return which is competitive with deposit returns. The fund invests in money market instruments and short to medium term Saudi Government securities. These may include Saudi Riyal Time Deposits, Saudi Government Development Bonds, Saudi Treasury Bills, and any other available SAR money market instruments.

Fund of Funds

Al Shamekh Fund
This fund aims at providing investors with long-term capital growth with high levels of risks, albeit at lower risk than investing in the underlying funds individually. The asset composition will be about 90% in Riyad Capital global, local and Gulf equity funds and 10% money market funds.

Al Shuja'a Fund
This fund aims at providing investors with long-term capital growth with high levels of risk. The asset composition will be about 70% globally diversified Riyad Capital global, local and Gulf equity funds and 30% in fixed income and money market funds. This fund is less risky than Al Shamekh fund.

Al Mokdam Fund
This fund aims at providing investors with long-term capital growth with medium levels of risk. The asset composition will be about 50% globally diversified Riyad Capital global, local and Gulf equity funds and 50% in fixed income and money market funds.

Al Hadi Fund
This fund aims at preserving capital and realizing a competitive rate of return by investing 90% of the fund in Riyad Capital money market funds and 10% in global, local and Gulf equity funds.