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Mastercard Platinum Credit Card

Platinum Mastercard Credit Card from Riyad Bank takes you to a world of luxury and sophistication giving you exceptional privileges from Master Card on shopping and dining.

  • Unlimited, complimentary access to over 25 regional and international lounges
  • Fraud protection
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More Information

Core Benefits

  1. Enjoy up to 1.5% Hassad points back on your spending and 200 complementary Hassad points after enrolling to the Hassad Rewards program. Redeem your points for a wide variety of offers, gift cards, and other rewards with participating partners.

Lifestyle

  1. Split your payments into equal installments over 12 months with your Riyad Bank credit card at participating Qasset 0% partners.
  2. Exclusive Offers for Riyad Bank cardholder at various stores, restaurants, and markets. 
  3. Exclusive access to dining, travel and entertainment experiences all over the world with Priceless Cities offers from Mastercard.
  4. Unlock 4 months of complimentary Amazon Prime and enjoy a world of benefits: free delivery, exclusive deals, and unlimited streaming of movies, TV shows, and music.
  5. Enjoy 50% off your Shahid VIP monthly plan and unlock a world of entertainment.

Protection

  1. Purchase Protection for up to 180 days in case of theft or accidents.
  2. E-commerce Purchase Protection against damaged good and wrong delivery.
  3.  

Travel

  1. Unlimited complimentary access to over 25 airport lounges across Saudi Arabia, United Arab Emirates, United States, United Kingdom, Germany, and more through Mastercard Travel Pass.
  2. Up to 20% discount on Avis car rentals and a complimentary upgrade with every rental.

Hotels

  1. Up to 10% cashback when booking your next stay on Booking.com.
  2. Get 15% off your stay, a free drink, and a leisurely late checkout at IHG Hotels and Resorts. Book your next trip and enjoy these exclusive benefits.
  3. Up to 20% off hotels and flights on Trip.com, with access to over 1.1 million hotels and 500 airlines. Use promocode: MCTRIP20
  • Should be 18 years of age or older
  • Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards
  1. Visit any Riyad Bank branch with the following documents:
  2. Copy of valid Saudi national ID for Saudi nationals
  3. Copy of valid resident Identity card or Passport for non-Saudi nationals
  4. Salary certificate mentioning employment start date for salaried individuals
  5. Or Apply through Riyad OnlineRiyad Bank website or call 8001242020
MasterCard Platinum Conventional Credit Card Fees & Charges
Title 2
Annual Membership Fee
S..R 390
Annual Membership Fee (Supplementary Credit Card)
Free
Monthly Term Cost
2.55%
Annual Profit Rate
36.75%
Late Payment
S..R 50
Cash Withdrawal Fees
3% for transactions below S..R 2,500, with a maximum limit of S..R 75 for transactions equal to or above S..R 2,500
Additional fee on International Transaction
2.0%
Replacement Card
S..R 15
Credit Shield (Optional)
0.49% of the total outstanding balance
Monthly Minimum Payment
5% of the total due or S..R 100, whichever is higher
Wrong Dispute Transaction
S..R 25
VIP airports lounges access fee  (Mastercard Travel Pass)
Unlimited, complimentary access to over 25 regional and international lounges. Free access for the cardholder and 32$ for each visit per person
*Fees will be effective starting from 19/07/2025

Frequently Asked Questions

Can I use the credit card immediately after receiving it?
Are there any fees on the credit card?
How can I view the transactions done with my card?
Would I be registered immediately for Riyad Online after receiving my credit card?
What if I lose my card?
Can I change my PIN?
How can I enroll in Hassad Rewards Program?
Are there any risks in using credit cards online?
Are there any installment plans to settle my credit cards purchases?
Can I increase my credit card limit?
Does the card allow me to access VIP lounges at international airports?
How does the Riyad Bank Contactless Credit Card work?
How is the Riyad Bank Contactless Credit Card more secure?
Where can the Riyad Bank Contactless Credit Card be used?
How will I know if a retailer accepts contactless payments?
How close to a PoS terminal reader do I have to be to ‘waive’ my card?
How will purchases appear in the monthly statement?
How will I know if the transaction is successful?
Is there a limit on the value of goods I can purchase with my contactless card?
Is there a transaction limit on my Riyad Bank Contactless Credit Card?
What if I wave the card twice at the terminal? Will I be charged twice?
What if I am passing by a contactless terminal and a contactless transaction takes place?
Can my Riyad Bank Contactless Credit Card details be intercepted during a payment?
Is contactless technology secure?
Can I ‘Tap’ or ‘Waive’ my contactless credit card to get cash out at an ATM?
What if my Riyad Bank Contactless Credit Card is lost or stolen?

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What's after applying online?

Visit your nearest Riyad Bank branch with the following documents:

  • Copy of valid Saudi national ID for Saudi nationals
  • Copy of valid resident Identity card or Passport for non-Saudi nationals
  • Salary certificate mentioning employment start date for salaried individuals

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