Visa Platinum Islamic Card
overview
Overview
Features:
- Enjoy a curated selection of lounges across global airports for more than 25 lounges, free access for cardholder by registering through Visa Airport Companion. FAQ
- Shari'a compliant
- Purchase protection and Extended warranty for items bought using the card
- Free additional card for your family members
- Special discounts from Riyad Bank partners & VISA
- Credit Shield for outstanding balance in case of any unforeseen events (may God forbid)
- 3D Secure for safe online shopping
- Contactless Payment service up to S..R 300
- Automatic enrollment into Hassad Rewards Program
- As a cardholder for Visa Plattinum Credit Card you will be able to purchases goods and convert them to Qasset Program
- Enjoy 50 complimentary Hassad points upon activating your credit card, and earn 800 Hassad points as bonus when spending S..R 8000 within the first three months
- Dedicated customer care helpline 24 hours a day
- Receive your credit card PIN securely and instantly through your Riyad’s Digital channels. Follow the steps shown in the video.
- For more about platinum card offers provided by Visa please visit: https://ae.visamiddleeast.com/en_ae/visa-offers-and-perks
For Credit Cards APR disclosure, click here
*Fees will be effective starting from 19/07/2025
Eligibility
Eligibility
- Should be 18 years of age or older
- Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards
*Fees will be effective starting from 19/07/2025
How to Apply
Apply in a few simple steps
Visit any Riyad Bank branch with the following documents:
- Copy of valid Saudi national ID for Saudi nationals
- Copy of valid resident Identity card or Passport for non-Saudi nationals
- Salary certificate mentioning employment start date for salaried individuals
*Fees will be effective starting from 19/07/2025
Fees and
charges
Visa Platinum Islamic Card
|
Visa Platinum Islamic Card
|
Fees and charges
|
|---|---|
|
Annual Membership Fee
|
SAR 390
|
|
Monthly Term Cost
|
2.55%
|
|
Annual Profit Rate
|
36.75%
|
|
Late Payment
|
SAR 50
|
|
Cash Withdrawal
|
3% for transactions below S..R 2,500, with a maximum limit of S..R 75 for transactions equal to or above S..R 2,500
|
|
Additional fee on international transactions
|
2.0%
|
|
Annual Membership Fee (Supplementary Credit Card)
|
Free
|
|
Replacement Card
|
SAR 15
|
|
Credit Shield (Optional)
|
0.49% of the total outstanding balance
|
|
Monthly Minimun Payment
|
5% of the total due or S..R 100, whichever is higher
|
|
VIP airports lounges access fees
|
Unlimited, complimentary access to over 25 regional and international lounges. Free access for the cardholder and 32$ for each visit per person
|
|
Wrong Dispute Transaction
|
SAR 25
|
1
Can I use the credit card immediately after receiving it?
2
Are there any fees on the credit card?
3
How can I view the transactions done with my card?
4
Would I be registered immediately for Riyad Online after receiving my credit card?
5
What if I lose my card?
6
Can I change my PIN?
7
How can I enroll in Hassad Rewards Program?
8
Are there any risks in using credit cards online?
9
Are there any installment plans to settle my credit cards purchases?
10
Can I increase my credit card limit?
11
Does the card allow me to access VIP lounges at international airports?
12
How does the Riyad Bank Contactless Credit Card work?
13
How is the Riyad Bank Contactless Credit Card more secure?
14
Where can the Riyad Bank Contactless Credit Card be used?
15
How will I know if a retailer accepts contactless payments?
16
How close to a PoS terminal reader do I have to be to ‘waive’ my card?
17
How will purchases appear in the monthly statement?
18
How will I know if the transaction is successful?
19
Is there a limit on the value of goods I can purchase with my contactless card?
20
Is there a transaction limit on my Riyad Bank Contactless Credit Card?
21
What if I wave the card twice at the terminal? Will I be charged twice?
22
What if I am passing by a contactless terminal and a contactless transaction takes place?
23
Can my Riyad Bank Contactless Credit Card details be intercepted during a payment?
24
Is contactless technology secure?
25
Can I ‘Tap’ or ‘Waive’ my contactless credit card to get cash out at an ATM?
26
What if my Riyad Bank Contactless Credit Card is lost or stolen?
Banking Made Easy for You
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Need help?
Riyad Line:
800 124 2225
displayed on it, is enabled for contactless payments.