Visa Signature Card - Credit Cards
Riyad Bank App
Visa Signature Islamic Card
Visa Signature Islamic Credit Card from Riyad Bank will give you the preferential treatment that meets your aspirations, with a variety of offers and exclusive services at a selection of restaurants and hotels around the world.
-
Free Travel Insurance
-
Extended warranty
-
Annual waived fees for Golden Banking membership
More Information
Core Benefits
- No annual fees for Golden Banking customers if they continue with the program’s membership.
- Enjoy up to 1.5% Hassad points back on your spending and 200 complementary Hassad points after enrolling to the Hassad Rewards program. Redeem your points for a wide variety of offers, gift cards, and other rewards with participating partners.
| Domestic Purchases | 2 Hassad Point per S..R 1 |
| International Purchases | 2.5 Hassad Points per S..R 1 |
Lifestyle
- 24/7 Concierge Service assistance for luxury travel planning, priority restaurant reservations, exclusive event access, and other personalized services.
- Split your payments into equal installments over 12 months with your Riyad Bank credit card at participating Qasset 0% partners.
- Exclusive Offers for Riyad Bank cardholder at various stores, restaurants, and markets.
- Exclusive Offers and Benefits for Visa Signature cardholders.
Hotels
- Up to 8% discount when booking your next stay on Booking.com.
- 12% discount on stays at Agoda.
- 15% discount at over 100 IHG Hotels and Resorts around the Middle East and Africa.
- Benefits and discounts at over 900 prestigious properties through Visa Luxury Hotel Collections
Travel
- 12 complimentary visits to over 1300 airport lounges in more than 500 cities worldwide through Visa Airport Companion.
- Up to 20% discount on YQ Meet and Assist at over 450 destinations globally.
- Up to 35% discount on Avis Car Rentals and a complimentary enrollment to Avis President’s Club Membership.
- Up to 15% off SIXT rentals globally, and your exclusive SIXT Gold status.
Protection
- Multi-Trip Travel Insurance for up to $500,000 covering medical emergencies, trip cancelations, lost baggage, and more.
- Card Protection Service against unauthorized transactions and fraudulent use
- Extended Warranty for up to 12 months
- 12 months of Buyers Protection, covering theft, accidental damage, and non-delivery of eligible purchases.
-
Should be 18 years of age or older
-
Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards
Visit any Riyad Bank branch with the following documents:
-
Copy of valid Saudi national ID for Saudi nationals
-
Copy of valid resident Identity card or Passport for non-Saudi nationals
-
Salary certificate mentioning employment start date for salaried individuals
VISA SIGNATURE ISLAMIC CREDIT CARD FEES & CHARGES
Title 2
*Fees will be effective starting from 19/07/2025
Frequently Asked Questions
Can I use the credit card immediately after receiving it?
Are there any fees on the credit card?
How can I view the transactions done with my card?
Would I be registered immediately for Riyad Online after receiving my credit card?
What if I lose my card?
Can I change my PIN?
How can I enroll in Hassad Rewards Program?
Are there any risks in using credit cards online?
Are there any installment plans to settle my credit cards purchases?
Can I increase my credit card limit?
Does the card allow me to access VIP lounges at international airports?
How does the Riyad Bank Contactless Credit Card work?
How is the Riyad Bank Contactless Credit Card more secure?
Where can the Riyad Bank Contactless Credit Card be used?
How will I know if a retailer accepts contactless payments?
displayed on it, is enabled for contactless payments.
How close to a PoS terminal reader do I have to be to ‘waive’ my card?
How will purchases appear in the monthly statement?
How will I know if the transaction is successful?
Is there a limit on the value of goods I can purchase with my contactless card?
Is there a transaction limit on my Riyad Bank Contactless Credit Card?
What if I wave the card twice at the terminal? Will I be charged twice?
What if I am passing by a contactless terminal and a contactless transaction takes place?
Can my Riyad Bank Contactless Credit Card details be intercepted during a payment?
Is contactless technology secure?
Can I ‘Tap’ or ‘Waive’ my contactless credit card to get cash out at an ATM?
What if my Riyad Bank Contactless Credit Card is lost or stolen?
