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World Islamic Mastercard Credit Card

World Islamic Mastercard Credit Card from Riyad Bank gives you a world full of an exceptional benefits to fit your needs in different areas.

  • No annual fees for Diamond Banking customers if they continue with the program’s membership
  • Unlimited Lounge access at airports worldwide
  • Free travel insurance
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More Information

Travel

  1. Enjoy unlimited complimentary access for you and a guest to over 1300 airport lounges in more than 450 cities worldwide. Register through Mastercard Travel Pass and elevate your travel experience.
  2. Enjoy up to 15% off rentals, Hertz Gold Plus Rewards® President's Circle member, receive discounted rates, and enjoy special benefits like expedited service and upgrades.
  3. Enjoy 2 complimentary airport rides per year with Careem KSA. Simply use promo code “MAKSA2” when booking your ride to or from the airport.
  4. Get up to 35% off your next Avis car rental and enjoy complimentary Avis President's Club membership, with benefits like priority service and upgrades.

Core Benefits

  1. No annual fees for Diamond Banking customers if they continue with the program’s membership.
  2. Enjoy up to 2.5% Hassad points back on your spending and 500 complementary Hassad points after enrolling to the Hassad Rewards program. Redeem your points for a wide variety of offers, gift cards, and other rewards with participating partners.

Hotels

  1. Up to 10% cashback when booking your next stay on Booking.com.
  2. Get 15% off your stay, a free drink, and a leisurely late checkout at IHG Hotels and Resorts. Book your next trip and enjoy these exclusive benefits.
  3. Up to 20% off hotels and flights on Trip.com, with access to over 1.1 million hotels and 500 airlines. Use promocode: MCTRIP20

Lifestyle

  1. Split your payments into equal installments over 12 months with your Riyad Bank credit card at participating Qasset 0% partners.
  2. Exclusive Offers for Riyad Bank cardholder at various stores, restaurants, and markets. 
  3. Exclusive access to dining, travel and entertainment experiences all over the world with Priceless Cities offers from Mastercard.
  4. Unlock 6 months of complimentary Amazon Prime and enjoy a world of benefits: free delivery, exclusive deals, and unlimited streaming of movies, TV shows, and music.
  5. Enjoy 50% off your Shahid VIP monthly plan and unlock a world of entertainment.
  6. Up to 8 Free Tickets from VOX Cinema Every Month

Protection

  1. Enjoy peace of mind with Travel and Medical Insurance for up to $500,000, including a seamless online process to obtain a travel insurance confirmation letter for your visa applications. 
  2. Purchase Protection for up to 180 days in case of theft or accidents.
  3. E-commerce Purchase Protection against damaged good and wrong delivery.
  4.  

Eligibility

For Diamond segment customers only.

How to Apply

Visit any Riyad Bank branch with the following documents:

  • Copy of valid Saudi national ID for Saudi nationals
  • Copy of valid resident Identity card or Passport for non-Saudi nationals
  • Salary certificate mentioning employment start date for salaried individuals
Or Apply through Riyad OnlineRiyad Bank website or call 8001242020

Fees & Charges for Islamic Card

WORLD MASTERCARD ISLAMIC CREDIT CARD FEES & CHARGES
 
Annual Membership Fee
S..R 750
Free for Diamond Banking customers
Annual Percentage Rate
2.35% per month
34.62% per annum
Late Payment
S..R 50
Cash Withdrawal Fees
3% for transactions below S..R 2,500, with a maximum limit of S..R 75 for transactions equal to or above S..R 2,500
Additional fee on International Transaction
2.0%
Annual Membership Fee (Supplementary Credit Card)
Free
Replacement Card
S..R 15
Credit Shield (Optional)
0.49% of the total outstanding balance
Monthly Minimum Payment
5% of the total due or S..R 100, whichever is higher
Wrong Dispute Transaction
S..R 25
VIP airports lounges access fee (Mastercard Travel Pass)
Unlimited, complimentary free access for the cardholder only to over 1000 , Marhaba, and CAC lounges in more than 450 cities in over 135 countries worldwide.
*Fees will be effective starting from 19/07/2025

Frequently Asked Questions

Can I use the credit card immediately after receiving it?
Are there any fees on the credit card?
How can I view the transactions done with my card?
Would I be registered immediately for Riyad Online after receiving my credit card?
What if I lose my card?
Can I change my PIN?
How can I enroll in Hassad Rewards Program?
Are there any risks in using credit cards online?
Are there any installment plans to settle my credit cards purchases?
Can I increase my credit card limit?
Does the card allow me to access VIP lounges at international airports?
How does the Riyad Bank Contactless Credit Card work?
How is the Riyad Bank Contactless Credit Card more secure?
Where can the Riyad Bank Contactless Credit Card be used?
How will I know if a retailer accepts contactless payments?
How close to a PoS terminal reader do I have to be to ‘waive’ my card?
How will purchases appear in the monthly statement?
How will I know if the transaction is successful?
Is there a limit on the value of goods I can purchase with my contactless card?
Is there a transaction limit on my Riyad Bank Contactless Credit Card?
What if I wave the card twice at the terminal? Will I be charged twice?
What if I am passing by a contactless terminal and a contactless transaction takes place?
Can my Riyad Bank Contactless Credit Card details be intercepted during a payment?
Is contactless technology secure?
Can I ‘Tap’ or ‘Waive’ my contactless credit card to get cash out at an ATM?
What if my Riyad Bank Contactless Credit Card is lost or stolen?

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