Riyad Balanced Income Fund

Objective:

The Fund aims to provide long-term capital growth through investing in listed Saudi stocks, within the criteria set by Sharia Committee, in addition to Murabaha and Sukuks or the existing funds of Riyad Capital which are fully compliant to Sharia criteria.

Strategy:

The Fund invests primarily in the listed Saudi stocks, within the criteria set by Sharia Committee of Riyad Capital, in addition to Murabaha and Sukuks. The Fund manager will focus on companies that enjoy strong fundamental factors and achieve promising long-term growth based on the financial analyst recommendations after conducting a comprehensive quantitative and qualitative analysis in order to evaluate each company, identify its outlook and determine the fair value of its shares. The Fund also employs a multi-strategy approach to commodity trading management, and conducts credit analysis to maturity dates and how returns relate to each maturity whilst taking into consideration the macroeconomics and microeconomics.

Riyad Balanced Income Fund Facts:

• Launch Date: 15-Mar-2005
• Fund Manager: Mohammad Al Harthi
• Fund Currency: Saudi Riyals (SAR)
• Fund Domicile: Saudi Arabia
• Fund Objective : Capital Growth - Saudi Stock, Murabaha and Sukuk
• Risk Level: Medium
• Fund Classification : Local - Sharia compliant
• Valuation/Dealing Days: Mon-Wed
• Settlement In: 3 Business Days
• Sector Focus: Diversified

Past performance is not a guarantee of future returns. The value of units, the income from them, the prices and currencies of the funds, can go down as well as up. Investors may get back less than he or she originally invested. Additionally fees shall apply on the fund. Changes in currency rates may have an adverse effect on the value, price or income of the security. To ensure proper understanding of the fund and its suitability for you according to your risk tolerance, we recommend that you seek a specialized investment advisor. More information about the fund is available in the Terms and Conditions applicable to that fund and must be read carefully before investing. While reading the fund’s Terms and Conditions, please refer to the principal risks of investing in the Fund.

• Terms and Conditions
• Factsheet
• Financial Statement
• Semi Annual Report
• Quarterly Report

• Initial Subscription/Minimum Balance: SAR 5,000
• Minimum Redemption/Additional: SAR 1,000

You can apply through one of the following:

• By visiting the nearest Riyad Capital Center and applying through one of the Customer Service representatives
• Applying Online through the Client's Investment Account
• By contacting Riyad Capital via phone and applying through the Interactive Voice Response (IVR)

• Annual management fee: 1.25%
• Front end fee = 1.0%

Announcement by The Riyad Capital for providing the public with the interim financial statements of TheRiyad Balanced Income Fundfor the period ending on 30/06/2021 are available to the public.

The Riyad Capital announces that the interim financial statements of The Riyad Balanced Income Fund for the period ending on 30/06/2021. The following is the summary of the interim financial results of the period:

- Net assets on the end of period of (57,386,879) (SAR).

- Total expenses and fees for the period (379,848) (SAR).

- Net profit (loss) for the period of 6,591,938 (SAR).

- Number of outstanding units in the end of period (2,724,946.26) (units).

- Net asset value for the unit in 21.06 (SAR)

- Revenue of the period 14.44%.

The Riyad Capital announces that the quarterly statement of The RiyadBalanced Income Fund for the period ending on 30/06/2021. A copy of the quarterly statement can be retrieved in Riyad Capital website in the following link:

https://www.riyadcapital.com/ar/asset-management/public-funds/

Riyad Capital announces the details of notifiable changes to Riyad Balanced Income Fund.

Riyad Capital announces the details of notifiable changes to RiyadBalanced Income Fund, such changes will become effective on 23/08/1442H. corresponding to 05/04/2021G.

Details of the notifiable changes are: (Changing the custodian to HSBC Saudi Arabia, and the address of the fund manager)

Riyad Capital announces the availability of the annual report of Riyad Balanced Income Fund including the audited annual financial results for the year ended 31/12/2020 .

Riyad Capital announces that Riyad Balanced Income Fund `s annual audited results are available to the public. The following is a summary of the annual financial results for the period ended on 31/12/2020.

• Net Asset Value at the end of the period (41,014,707) SAR.
• Total Expenses and Fees for the Year (-559,724)SAR.
• Net Income for the Year:(3,503,218)SAR
• Number of Units: (2,231,004.75)
• Net Asset Value per unit: 18.38 SAR.
• Total returns for the period: 10.27%

for further details on the Annual Report and the Annual Financial Results, please visit

https://www.riyadcapital.com/ar/asset-management/public-funds/equity-funds/riyad-balanced-income-fund

Riyad Capital announces the appointment of HSBC Saudi Arabia as a Custodian for Riyad Balanced Income Fund.

Riyad Capital announces the appointment of HSBC Saudi Arabia as a Custodian for Riyad Balanced Income Fund effective Monday 23/08/1442H. corresponding to 05/04/2021G.

Riyad Capital   announces the availability of semiannual reports. The following is a summary of the semiannual financial results for the period ended 30/06/2020:

- Net assets at the end of the period 35,901,538 SAR

- Total expenses and fees for the period (241,917) SAR

- Net profit / (loss) for the period (996,278) SAR

- Number of units at the end of the period 2,199,775.73 units

- Net unit value of  16.32 SAR

- Return of period -1.66 %

Please Find the report at the below link:

http://www.riyadcapital.com/en/asset-management/public-funds/equity-funds/

Riyad Capital announces the availability of the annual report of Riyad Balanced Income Fund including the audited annual financial results for the year ended 31/12/2019 .

Riyad Capital announcement availability of audited annual results for the year ended 31/12/2019.

Here is the summary of results:

Net Asset Value at the end of the period(40,754,314) SAR.

Total Expenses and Fees for the Year  (-573,650) SAR.

Net Income for the Year: (4,141,306) SAR

Number of Units :2,438,548.45.

Net Asset Value per unit: 16.71SAR.

Total returns for the period:9.66%

for further details on the Annual Report and the Annual Financial Results, please visit

http://www.riyadcapital.com/ar/asset-management/public-funds/equity-funds/

Riyad Capital announces the availability of Riyad Balanced Income Fund semiannual reports including semiannual financial statements reviewed for the period ended 30/06/2019 to the public.

Riyad Capital announces the availability of semiannual reports. The following is a summary of the semiannual financial results for the period ended 30/06/2019:

- Net assets at the end of the period 46,258,548  SAR

- Total expenses and fees for the period (298,611) SAR

- Net profit / (loss) for the period 3,944,908 SAR

- Number of units at the end of the period 2,785,460.70  units

- Net unit value of  16.61  SAR

- Return of period 9.03 %

Riyad Capital announces the availability of Riyad Balanced Income Fund semiannual reports including semiannual financial statements reviewed for the period ended 30/06/2018 to the public.

Riyad Capital   announces the availability of semiannual reports. The following is a summary of the semiannual financial results for the period ended 30/06/2018:

• Net assets at the end of the period 45,194,924 SAR
• Total expenses and fees for the period (285,377) SAR
• Net profit / (loss) for the period 5,289,422 SAR
• Number of units at the end of the period 2,944,966.68 units
• Net unit value of  15.3465  SAR
• Return of period 13.35 %

Please Find the report at the below link:

http://www.riyadcapital.com/en/asset-management/public-funds/equity-funds/

The policy was approved by the Fund Board on 6^th of April 2010 at the meeting # RC/FB5/2010

Overview of Voting Policy

Shareholders in public companies typically have voting rights associated with their stock holdings. These voting rights allow shareholders (including institutions such as Riyad Capital on behalf of all mutual funds and portfolios it manages) to vote at annual and special company meetings.

The typical agenda for each company meeting will include more than one proposal, such as Election of directors, Dividend payout, Capital adjustment, or approval of a Merger or Acquisition. Proposals are most commonly put forth by the company's management, but may be submitted by a shareholder as well. The company's management may provide a voting recommendation for each proposal, and each proposal is evaluated separately by Riyad Capital relative to our proxy voting guidelines.

Voting Policy Guidelines

(I) Auditors

We generally vote in favor of the proposed auditor, as long as it is one of the reputed auditors.

(II) Extraordinary Business Combination Transactions

Votes on mergers and or acquisitions and corporate restructuring proposals are considered on a case-by case basis, taking into account the following:

• Anticipated financial and operational benefits
• Offer price (cost v. premium)
• Prospects of the resulting company

(III) Election of Directors

As a matter of policy, Riyad Capital will not participate in voting for any board member nominees relating to a company in which RC funds are investing, unless in cases where RC has no doubt  that such participation is clearly required to protect the interest of the underlying company and /or the funds shareholders.

(IV) Dividend Payout & Capital Adjustment

Votes on Dividend payout & Capital adjustment are considered on a case-by-case basis, taking into account the financial position and strategy of the company, the sector it operates in and the current and prospective market environment.